Home energy rebates and financing in Ontario
Explore programs that can help cover the cost of solar panels, battery storage, heat pumps, and other home energy upgrades. The North Solar has brought these options together to help you understand the available support and plan your next steps.
BetterHomes London
Up to $40,000 in financing at 2.5%, plus up to $10,000 in incentives
BetterHomes London offers eligible homeowners low-interest financing for improvements such as insulation, windows, heat pumps, solar panels, and battery storage. Loans carry a fixed interest rate of 2.5% and are repaid through property taxes over 10 to 20 years. Additional incentives of up to $10,000 may be available, depending on household income and the energy savings achieved.
To qualify
- The project must reduce the home's energy use by at least 25%.
- At least 80% of project costs must go toward energy-efficiency improvements.
- Total project costs must be at least $15,000, with a minimum loan of $5,000.
- The loan is attached to the property, and the remaining balance may transfer to a new owner if the home is sold.
Home Renovation Savings: Solar Panel Rebates
Up to $5,000 toward eligible rooftop solar
The Home Renovation Savings program offers a solar rebate of $1,000 per kilowatt, up to $5,000 or 50% of eligible costs, whichever is lower. When combined with the battery storage rebate, total support can reach $10,000. The program supports systems that generate electricity for use within the home.
To qualify
- Written pre-approval before purchasing or installing equipment.
- Rooftop-mounted solar panels; ground-mounted systems are not eligible.
- New equipment purchased in Canada and owned by the homeowner.
- An eligible electricity provider; Cornwall Electric customers are excluded.
Participants receiving these solar and battery incentives cannot also enter a net-metering agreement with their electricity provider. Compare the rebate option with net metering before choosing the approach that best suits your household's electricity use.
Explore solar rebate requirementsDurham Greener Homes Financing
Up to $125,000 at 2% interest over 15 years
Durham Region homeowners can access financing for eligible upgrades that improve home energy efficiency and comfort. Loans have a 2% interest rate and a fixed 15-year repayment term, with payments collected through property taxes. Funding can be allocated to energy-efficiency improvements, with up to 20% available for weather-resilience measures addressing risks such as flooding, heat, and wind. An initial payment of up to 50% of eligible funding may be available to help get the project started.
To qualify
- Financing is secured through a Local Improvement Charge attached to the property.
- The remaining charge transfers with the property when it is sold.
- This loan program is separate from Whitby's Deep Retrofit and Weather-ready rebates, which are listed as fully subscribed and closed to new applications.
Toronto Home Energy Loan Program
Up to $125,000 in financing, with terms of up to 20 years
Toronto's Home Energy Loan Program (HELP) allows eligible homeowners to spread the cost of energy and water-efficiency upgrades over time. Financing is repaid through the property tax bill, and homeowners can choose their own contractor after funding is approved.
Eligible improvements include:
- Rooftop solar panels and battery storage.
- Air-source heat pumps and geothermal systems.
- Insulation, air sealing, windows, and doors.
- Efficient heating, cooling, and water-heating equipment.
- Solar hot water and drain-water heat recovery systems.
- Level 2 electric vehicle charging stations.
- Toilet replacements.
Rate schedule (valid through December 31, 2026):
| Repayment term | Fixed interest rate |
|---|---|
| 5 years | 3.83% |
| 10 years | 4.43% |
| 15 years | 4.85% |
| 20 years | 5.12% |
Projects consisting only of a heat pump or rooftop solar installation do not require pre- and post-renovation EnerGuide assessments. A 2% administration charge applies. The total loan value cannot exceed $125,000 or 10% of the property's current value assessment, whichever is lower. The loan can be repaid early.
Explore Toronto HELP and current ratesBetter Homes Ottawa Loan Program
Up to $125,000 in financing over 20 years
The Better Homes Ottawa Loan Program offers financing for eligible home energy improvements, including solar panels, battery storage, insulation and other building-envelope upgrades, mechanical systems, and Level 2 EV chargers. Loans range from $10,000 to a maximum of $125,000 or 10% of the home's current value assessment, whichever is lower. The supplied program details list a fixed interest rate of 4.33% over 20 years, with a 4% administration charge added to the loan.
To qualify
- Eligible rental-suite improvements may account for up to 30% of the loan value.
- Financing is attached to the property rather than the individual homeowner.
- Wait until you receive a Notice to Proceed before starting upgrades — work completed before that approval is not eligible.
Home Renovation Savings: Battery Storage Rebates
Up to $5,000 toward eligible home battery storage
Eligible battery systems can receive a rebate of $300 per kilowatt-hour of storage capacity, up to $5,000 or 50% of eligible costs, whichever is lower. Combined with the solar panel rebate, homeowners may receive up to $10,000. The battery must be installed with a new solar PV system and appropriately sized to store electricity generated by that system.
To qualify
- Written pre-approval before purchasing or installing equipment.
- A battery paired with a new solar PV system.
- Participation without a net-metering agreement.
- An eligible electricity provider; Cornwall Electric customers are excluded.
Plan your solar investment with The North Solar
Explore our transparent solar pricing packages to compare system options and see what's included. For a proposal tailored to your property, contact The North Solar to discuss your energy needs, installation options, and potential savings.
Ontario Solar Incentives
Solar energy incentives and rebates in Ontario, Canada
A direct answer for homeowners and businesses searching for Ontario solar rebates and incentives.
Ontario's main solar incentive is net metering, administered by your local utility under Ontario Energy Board (OEB) rules and crediting your exported solar at the full retail rate, and The North Solar designs every system to maximize those credits and on-site use. Federal support includes the Canada Greener Homes Loan, which offers interest-free financing up to $40,000 over 10 years for eligible home energy upgrades (the Greener Homes Grant has ended), and the Clean Technology Investment Tax Credit for businesses investing in commercial solar and battery storage. Local programs such as Home Renovation Savings, the Toronto Home Energy Loan Program (HELP), Durham Greener Homes, Better Homes Ottawa and BetterHomes London can also help fund solar, battery storage and heat pumps. Eligibility and amounts change, so The North Solar confirms current programs for your project and includes every rebate and credit you qualify for in your proposal. Ask us to review your incentives by calling (416) 879-4477 or emailing Sales@thenorthsolar.ca; hours are Monday to Friday 8:00am to 7:00pm and Saturday 9:00am to 6:00pm ET.